The Ultimate Money Skills Handbook for Teens: A Simplified Guide To Earning, Budgeting, Saving, Investing and Creating a Positive Money Mindset for Lifetime Success and Financial Independence

PARENTS, TEENS AND TEACHERS! IT'S TIME TO GET AHEAD IN THE FINANCIAL LITERACY GAME WITH 

THE ULTIMATE MONEY SKILLS HANDBOOK FOR TEENS

 Today, 93% of teenagers say that money skills are extremely important for achieving their financial goals and living their best lives. Yet, most schools don’t offer classes in Financial Literacy, which creates an enormous gap in our educational system that requires our immediate attention.

If you are looking for that perfect all-in-one guide to empower teens to create wealth, stop relying on parents for money, not have to struggle as adults, and achieve financial success and independence, look no further!

The Ultimate Money Skills Handbook for Teens provides you with everything you’ll need to know to secure your future by introducing a game-changing process called the Financial Independence Ladder.

Each step of the Ladder has been broken down into manageable, bite-size ideas, with lots of exercises and activities to help you practice and implement your newly learned skills. Fun and interactive elements at the end of every chapter help you develop and master the skills on your ladder to success.  

This framework breaks down your journey to financial independence into the following manageable 9 steps:

1.    Financial basics: Understanding financial literacy, financial terms, debunking money myths, and developing a positive money mindset

2.   Earning early: Guiding teens in understanding the value of earning money, exploring diverse income sources and tips for getting that job you want

3.   Goal-Getter and Money-Master on Budgeting: Guiding teens in setting SMART goals, creating a personal budget, balancing their needs and wants, and avoiding common spending mistakes

4.   Mastering Money Moves on Taxes, Insurance and Monthly Bills: Helping teens in understanding and incorporating taxes, insurance and bills into their monthly expenses

5.   Saving: Developing mastery in saving through creative strategies, and using tools and accounts for saving

6.   Credit and Debt: Building good credit and managing debt effectively

7.  Investing: Guiding the teens in understanding investments, compound interest, investment options, cryptocurrency and how to avoid common investing pitfalls

8.   Ready, Set, Adapt: Guiding teens in preparing for unexpected expenses, avoiding fraud and scams, and navigating other financial challenges

9.   Empowering for the Future: Celebrating progress and staying motivated towards financial independence

The best part of all of this is - it’s early. Starting now puts you ahead of most teenagers and even many adults. Mastering, as a teen, the skills taught in this book provides you with all the tools you’ll need for financial prosperity as you become an adult.